POLICY INFORMATION

Insured:

Members of Bicycle South Australia Incorporated

Scope of Cover:

The compensation provided shall be payable should an event happen to a member whilst they are participating in Bicycle Riding Activities

Territorial Limits:

Anywhere in Australia & New Zealand

Capital Benefits

Death - $50,000

Quadriplegic - $100,000

Paraplegic - $100,000

Use of Both Hands - $100,000

Use of Both Feet - $100,000

Sight in Both Eyes - $100,000

Total & Permanent Disablement - $100,000

Use of One Hand - $50,000

Use of One Foot - $50,000

Sight in One Eye - $50,000

Loss of all Hearing - $50,000

Loss of One Thumb - $30,000

Fractured Leg of Patella with non established union - $15,000

Shortening of leg by at least 5cms - $10,000

Loss of Earnings Benefit

80% of salary to a maximum of $800 per week

Benefit Period - 104 weeks

Waiting Period (Excess) - 14 days

Additional Benefits

Student Assistance

$200 per week up to maximum $2,000

Home Help Expenses

$200 per week up to maximum $2,000

Parents Inconvenience Expenses

$200 per week up to maximum $2,000 (actual expenses)

Rehabilitation Expenses

Up to $10,000

Funeral Expenses

Up to $2,000

Home & Motor Modifications

Up to $10,000

Travel Expenses & Accommodation

Up to $500

Chauffeur Plan

$200 per week up to maximum $2,000 (actual expenses)

Non Medicare Medical Expenses

85% of costs up to a maximum $5,000 with a sub-limit of $500 for private hospital expenses. Excess $50

Please note this is an overview of the cover provided. All claims will be settled in accordance with the applicable policy wording.

If you require a claim form please visit the Documents page on this site