POLICY INFORMATION

Insured:

Members of New South Wales Incorporated

Scope of Cover:

The compensation provided shall be payable should an event happen to a member whilst they are participating in Bicycle (including 3 wheel trikes) Riding Activities

Territorial Limits:

Anywhere in Australia & New Zealand

Capital Benefits

Death - $50,000

Quadriplegic - $100,000

Paraplegic - $100,000

Use of Both Hands - $100,000

Use of Both Feet - $100,000

Sight in Both Eyes - $100,000

Total & Permanent Disablement - $100,000

Use of One Hand - $50,000

Use of One Foot - $50,000

Sight in One Eye - $50,000

Loss of all Hearing - $50,000

Loss of One Thumb - $30,000

Fractured Leg of Patella with non established union - $15,000

Shortening of leg by at least 5cms - $10,000

Broken Bones (forms part of Capital Benefits)

Arm, Elbow or Wrist - Compound Fracture - $250

Arm, Elbow or Wrist - Simple Fracture - $125

Cheekbones - $300

Collarbones - $200

Finger/Thumb - $50

Foot (other than toe or ankle) - $100

Hand (other than finger or wrist) - $100

Hip - $750

Jaw - $500

Leg, Ankle or Knee - Compound Fracture - $500

Leg, Ankle or Knee - Simple Fracture - $250

Neck - $1,000

Nose - $200

Pelvis - $500

Rib or Ribs - $250

Shoulder - $300

Skull - $1000

Spine - $1000

Toe or Toes - $50

Loss of Earnings Benefit

80% of salary to a maximum of $800 per week

Benefit Period - 104 weeks

Waiting Period (Excess) - 7 days

Additional Benefits

Student Assistance

$200 per week up to maximum $10,000. 7 day excess

Home Help Expenses

$200 per week up to maximum $10,000. 7 day excess

Parents Inconvenience Expenses

$200 per week up to maximum $10,000 (actual expenses). 7 day excess

Rehabilitation Expenses

Up to $10,000

Funeral Expenses

80% up to a maximum of $5,000

Home & Motor Modifications

95% up to a limit of $10,000

Travel Expenses & Accommodation

Up to $500

Chauffeur Plan

$200 per week up to maximum $5,000 (actual expenses)

Non Medicare Medical Expenses

85% of costs up to a maximum $5,000 with a sub-limit of $500 for private hospital expenses. Excess $50

Overseas Medical Expenses and/or Repatriation Costs (events only)

Up to $50,000

Please note this is an overview of the cover provided. All claims will be settled in accordance with the applicable policy wording.

If you require a claim form please visit the Documents page on this site