Who is covered?
Participants who select Personal Accident Insurance during the registration process
for the following events:
Kathmandu Adventure Series
- Central Coast, NSW
- Auckland, NZ
- Sunshine Coast, QLD
- Marlborough Sounds, NZ
- Royal National Park, Sydney
- Blue Mountains, NSW
- Christchurch, NZ
- Lysterfield Lake, Vic
Kathmandu Max 24Hr
North Coast, NSW
Urban Max
Tough Bloke Challenge
- Melbourne, VIC
- Sydney, NSW
Go Natural Multisport
Akuna Bay, Sydney Coastal Classic,
Royal National Park, Sydney, NSW
Great Adventure Challenge
North Coast, NSW Mud Run,
Horsley Park, NSW
75% to a max of $500
per week, up to 52 weeks.
Non-Medicare Medical Costs
80% of costs up to a maximum of $3,000. Sub-limit of $500 for Private Hospital expenses and $1,000 for ambulance expenses.
Lump Sum Payment - Permanent injury
Further benefits apply.
Click here to view a detailed policy summary
When is a participant covered?
Participants are covered whilst engaged in a sporting activity or action as part of a registered event. Cover commences when you start your event and cover ceases when you finish the event.
Is a participant covered whilst travelling to an from an event?
No.
Is a participant covered for non-competitive activities whilst attending an event. i.e. camping overnight at a multi day event?
No, participants are only covered whilst actually engaged in a sporting activity as part of the event.
Are non-Australian residents covered?
No, members must be a permanent Australian resident at the time of the incident.
Are Medicare related expenses covered?
No, insurers are prohibited by law to make any payments for any service for which Medicare also makes any payment. This also excludes any "Medicare gap".
Is a Heath insurance "gap" covered?
Yes, in most circumstances a health insurance "gap" is covered.
Are there any age restrictions?
Yes, Loss of Income does not apply to members aged 65 years or over. Limited capital benefits apply to those under 18 years or over 65 years of age.
Is there any excess?
Yes excesses apply.
Is my bicycle covered?
No. Click here to learn more about Cyclecover's bicycle insurance options.
What happens if I am also entitled to a benefit under a state
motor compensation scheme?
This policy will not respond when compensation is available through a state motor compensation scheme, workcover or similar arrangement.
How do I make a claim?
Complete the claim form and return to Cyclecover asap.
What type of advice is provided by Cyclecover?
The advice that we are giving you related to this transaction is General Advice. General Advice is advice that has been prepared without considering your objectives, financial situation or needs. Therefore, before acting on this advice, you should consider the appropriateness of the advice having regard to your objectives, financial situation or needs.
What if I need to know more?
For information on Max Adventure please www.maxadventure.com.au
or phone +61(0) 2 8003 4704.
For further information on the cover provided by Cyclecover please email info@cyclecover.com.au or phone 1300 733 055.
Downloads
Policy Summary
Personal Accident Policy Wording
Cyclecover Financial Services Guide
Personal Accident claim form
